Terry Hall @bizsayer » link

It sucks to be a loan broker today

Terry — Mon, 16 Aug 2010 22:31:19 +0000

I’m from the government and I’m here to help you! We’ll see. The way mortgage and loan brokers have new rules on how they get paid. aka Bye Bye YSP.

The Federal Reserve Board on Monday announced final rules to protect mortgage borrowers from unfair, abusive, or deceptive lending practices that can arise from loan originator compensation practices. The new rules apply to mortgage brokers and the companies that employ them, as well as mortgage loan officers employed by depository institutions and other lenders.

Just in case you’re too young to remember in the “good ole days”, the only place to get a mortgage loan was your bank of savings and loan. After the saving and loan industry died a horrible death, mortgage and loan brokering evolved to help people get loans and more importantly, help banks sell money. Click the title above to see the new rules.

Shark!!!!! Too funny

Terry — Tue, 27 Jul 2010 23:33:37 +0000

Cardiff by the Sea Shark Attack. Well sort of… Click the link to see the picture.

WTF: $100k a year Coucil Member Pay

Terry — Mon, 26 Jul 2010 22:06:06 +0000

Since the cat is out of the bag, we’ll take a pay cut. Yep, we’re from the government and here to help you… Click title to read the article.

Video: Whale Nails a Sailboat

Terry — Mon, 26 Jul 2010 21:56:37 +0000

Upclose and personal. A whale breeches and lands on sailboat. Bad day for the whale and the boat skipper. Click the title above to see the video…

Flying Car Getting Closer

Terry — Mon, 26 Jul 2010 21:44:32 +0000

Slap me silly and call me George Jetson. A flying car are almost here!

Bell, CA Manager Resigns: Outed for making $800,000 per year

Terry — Mon, 26 Jul 2010 21:09:39 +0000

Brown subpoenas city records from Bell, CA where the City manager was paid about $800,000 per year. It was “Good to be the City Manager” ala Mel Brooks “It’s good to be the king”…

Hype Du Jour: Social Media Consultants

Terry — Mon, 26 Jul 2010 20:34:49 +0000

I just spoke with a social media consultant that charges more to social media than I charge for a website? What’s the better value? Click the link above to read my thoughts…

Test: My link shortening service

Terry — Thu, 17 Jun 2010 01:00:50 +0000

It ain’t too pretty, but works cleanly and the API is solid.

http://www.youtube.com/watch?v=-HWECQa23…

Terry — Fri, 04 Jun 2010 06:45:14 +0000

http://www.youtube.com/watch?v=51qTAbLiz…

Terry — Fri, 28 May 2010 19:47:54 +0000