Terry Hall @bizsayer

I’m from the government and I’m here to help you! We’ll see. The way mortgage and loan brokers have new rules on how they get paid. aka Bye Bye YSP.

The Federal Reserve Board on Monday announced final rules to protect mortgage borrowers from unfair, abusive, or deceptive lending practices that can arise from loan originator compensation practices. The new rules apply to mortgage brokers and the companies that employ them, as well as mortgage loan officers employed by depository institutions and other lenders.

Just in case you’re too young to remember in the “good ole days”, the only place to get a mortgage loan was your bank of savings and loan. After the saving and loan industry died a horrible death, mortgage and loan brokering evolved to help people get loans and more importantly, help banks sell money. Click the title above to see the new rules.

Cardiff by the Sea Shark Attack. Well sort of… Click the link to see the picture.

Since the cat is out of the bag, we’ll take a pay cut. Yep, we’re from the government and here to help you… Click title to read the article.

Upclose and personal. A whale breeches and lands on sailboat. Bad day for the whale and the boat skipper. Click the title above to see the video…

Slap me silly and call me George Jetson. A flying car are almost here!

Brown subpoenas city records from Bell, CA where the City manager was paid about $800,000 per year. It was “Good to be the City Manager” ala Mel Brooks “It’s good to be the king”…

I just spoke with a social media consultant that charges more to social media than I charge for a website? What’s the better value? Click the link above to read my thoughts…

It ain’t too pretty, but works cleanly and the API is solid.