39 reasons men are typically happier than women…

WHY MEN ARE SELDOM DEPRESSED

Why men are happier

Dalai Lama definitely a happy man!

… From the simplistic male perspective of course:

  • Your last name stays put.
  • The garage is all yours.
  • Wedding plans take care of themselves.
  • Chocolate is just another snack.
  • You can be President.
  • You can never be pregnant.
  • You can wear a white T-shirt to a water park.
  • You can wear NO shirt to a water park.
  • Car mechanics tell you the truth.
  • The world is your urinal.
  • You never have to drive to another gas station restroom because this one is just “too icky“.
  • You don’t have to stop and think of which way to turn a nut on a bolt.
  • Same work, more pay.
  • Wrinkles add character.
  • Wedding dress $5000. Tux rental-$100.
  • People never stare at your chest when you’re talking to them.
  • New shoes don’t cut, blister, or mangle your feet.
  • One mood all the time.
  • Phone conversations are over in 30 seconds flat.
  • You know stuff about tanks.
  • A five-day vacation requires only one suitcase.
  • You can open all your own jars.
  • You get extra credit for the slightest act of thoughtfulness.
  • If someone forgets to invite you.
  • He or she can still be your friend.
  • Your underwear is $8.95 for a three-pack.
  • Three pairs of shoes are more than enough.
  • You almost never have strap problems in public.
  • You are unable to see wrinkles in your clothes.
  • Everything on your face stays its original color.
  • The same hairstyle lasts for years, maybe decades.
  • You only have to shave your face and neck.
  • You can play with toys all your life.
  • One wallet and one pair of shoes — one color for all seasons.
  • You can wear shorts no matter how your legs look.
  • You can ‘do’ your nails with a pocket knife.
  • You have freedom of choice concerning growing a mustache.
  • You can do Christmas shopping for 25 relatives On December 24 in 25 minutes.

Is there any wonder wonder men are happier creatures?
Send to the men who will enjoy reading it.
Men Are Just Happier People

It sucks to be a loan broker today

I’m from the government and I’m here to help you! We’ll see. The way mortgage and loan brokers have new rules on how they get paid. aka Bye Bye YSP.

The Federal Reserve Board on Monday announced final rules to protect mortgage borrowers from unfair, abusive, or deceptive lending practices that can arise from loan originator compensation practices. The new rules apply to mortgage brokers and the companies that employ them, as well as mortgage loan officers employed by depository institutions and other lenders.

Just in case you’re too young to remember in the “good ole days”, the only place to get a mortgage loan was your bank of savings and loan. After the saving and loan industry died a horrible death, mortgage and loan brokering evolved to help people get loans and more importantly, help banks sell money. Click the title above to see the new rules.

To blog. OR Not to blog…

With so many people are not working in regular jobs, many are turning to “self employment” or starting a business. In my opinion, starting a business out of desperation is like renting out a place you can’t sell or getting married because your pregnant.

It looks good on paper, but the reality is a different story…
Having said that and knowing the very few people like to the advice of others there is a question that new business owners need a straight answer to.

What type of website do I need?

The answer is… One that works! ;-)